Five Facts About Required Minimum Distributions for IRAs
Retirement, Savings & Investment
Minimum required distributions are mandated for certain types of tax-deferred or tax-advantaged retirement accounts. If you are retired or you are getting older, it is important to understand the...
Four Reasons To Get Pre Approved For a Car Loan Before You Shop
Before you go out and begin shopping for a new or used car, consider getting pre approved for a loan. To get approved for a car loan in advance, you...
Borrowing From (and Repaying) Your IRA
Retirement, Savings & Investment
An IRA is intended to help you save for retirement and you are able to make tax-free contributions to an IRA with the idea that you will not begin taking...
Smart Consumer Checklist for Buying a Used Car
Many consumers are apprehensive when it comes to used vehicles because they believe there is just too much of a risk involved. On the other hand, some people prefer...
There Is No Longer a Typical American Family
Part of the American Dream is to be married and have 2.5 children. The husband has a good job, the wife stays home and cares for the children and...
Catch Up IRA Contributions
Retirement, Savings & Investment
Investing for retirement is a very important goal for every worker, but unfortunately many people have a hard time saving as much money as they should. The pressures of buying...
Don’t Forget This Mess: Municipal Pension Funding Falls Again
Retirement, Savings & Investment
As if investors don’t already have enough to worry about, a new report has some grisly numbers. With the stock market hitting highs and state and city taxes going higher,...
CFPB Lacks Oversight
In 2010 the Dodd-Frank Wall Street Reform Act was signed into law. The summer of 2011 saw the opening of the Consumer Financial Protection Bureau. Since then they...
Are The Gold Bugs Wrong — Is Deflation Really The Threat?
Economic News, Savings & Investment
Of course, the gold bugs and the deflation folks could both be right, but that takes a somewhat difficult bank shot to be so. And while that may be a...
Tighter Rules for Reverse Mortgages Goes Into Effect
Beginning October 1, the Federal Housing Administration (FHA) has put into effect major changes to the agency’s reverse mortgage program also known as the Home Equity Conversion Mortgage (HECM) program....
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